Terms & Conditions

1. Acceptance of Terms

By using ruphiy, you agree to these terms and conditions. If you do not agree, please do not use the service.

2. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Service Description

ruphiy is an application for tracking personal expenses, splitting bills, and managing budgets. We do not provide financial advice.

4. User Conduct

You agree not to:

• Use the service for illegal purposes
• Harass or threaten other users
• Attempt to gain unauthorized access
• Create multiple accounts to circumvent our policies

5. Limitation of Liability

ruphiy is provided on an "as is" basis. We are not liable for any indirect, incidental, or consequential damages arising from your use of the service.

6. Modification of Service

We reserve the right to modify or discontinue the service with reasonable notice.

7. Payment Terms

Paid plans are billed monthly or annually depending on your choice. Cancellation can be done anytime from your account settings.

8. Dispute Resolution

Any disputes will be resolved through binding arbitration under Indian law.

9. Contact

For questions about these terms, contact us at legal@ruphiy.in